An additional operating cash flow is crucial for someone to start up his or her business. So, working capital loan is recommended to them as an additional operating cash source. A working capital loan is used to cover the current costs such as raw materials, payroll, utilities and so on. For those who are looking for this kind of business funding temporary only, then applying for a working capital loan is the best solution. By applying this easy loan, you will not need to use too much of your precious time on borrowing money from the bank.
Why need working capital loan?
At times, when you are in need of some extra money at urgent times, working capital loan can help you a lot. Reimbursement from your supplier, or some merchandises being held back in the customs for further checking can be delayed using this loan. Our working capital loan service will be needed no matter your business is trading, manufacturing or servicing to operate until business capital revenue can stabilized. Our work capital loan service is always available to help your business.
First and foremost, to pass the qualification, your business has to be operated for over 6 months at least. Besides, make sure that the business is registered with SSM or local authorities like MBPJ. Having an existing business, which means a place we can do site visit, and look at the shop, factory or offices is also necessary. Moreover, we are also will be requiring to verify the company bank statement for 3-6 months’. Lastly, the directors’ or business owners’ IC and utility bills are also required. Of course, to prevent default in reimbursement, all of these will be the extra security.
Why choose us?
We are one of the top licensed money lender with over 15 years’ experience in loan industry in Malaysia. We have branches of companies throughout Peninsular Malaysia such as Johor, Melaka, Seremban, KL, Selangor, Pahang, Terengganu, Kelantan, Perak, Penang and Kedah. Furthermore, we also focus specifically in Klang Valley. For example in Selangor, such as Damansara, Petaling Jaya, Shah Alam, Klang, Puchong, Sunway, Kota Damansara, Rawang, Ampang, Gombak and Seri Kembangan. Whilst in KL area, we specialize in KLCC, Setapak, Putrajaya, Seputeh, Bangsar, Cheras, Kepong and KL Sentral.
Our services’ feature:
- Easy application process
- Low document requirements
- Fast approval process
- Quick disbursement of loan
- Flexible tenure