Refinancing loan is perfect for those who are a borrower with properties. Borrowers can apply for a cash surplus depends on the estimation of the land and the bank’s current loans. It can be temporary or long haul. Regardless, the differential between current outstanding bank loan and the property market value must be colossal. Or else it is unworthy to renegotiate to get the cash. You can meet all prerequisites for this simple loan whether you are blacklisted in CCRIS or CTOS.
Why need this loan?
Refinancing is a lot less troublesome to apply, on the grounds that it is a collateral loan. If the property is charged, this loan has a lower probability of threat for us as cash lender. The loan amount relies upon the market estimation of the property. They have the rights to execute the S&P to implement the property deal if you unfit to pay back portion, henceforth asserting back the cash.
The crucial need for this simple loan is that you should guarantee a property or land. Moreover, that property or land can’t be on Malay Reserved Land. If possible it is freehold property, it is more desirable. Thirdly, you ought to lend out your repayment limit, for instance, your 3 months’ compensation slip and bank statements for workers, or SSM enrollment and 6 months’ company bank statements for business people.
Why choose us?
We are authorized cash lenders with rich experiences for more than 15 years in this loan industry. We can provide you some professional suggestions on the most effective method to get extra money out from your present property by leveraging on renegotiating process.
Our loan services are provided in KL, for example, Kepong, KLCC, Sri Petaling, Seputeh,Kuchai Lama, Setapak, Cheras, and Bukit Jalil. While in Selangor, we cover Ampang, Gombak, Petaling Jaya, Shah Alam, Klang, Damansara, Puchong, and SetiaAlam. Inside Malaysia, we have branches in Johor, Malacca, Penang, Kedah, Kelantan, Terengganu, Pahang, Negeri Sembilan and Perak.
If you are having any financial problems, do please try to contact us for help. Free consultations are provided to recommend the loan services that we offer depends on your case. Also, we also help our customers to apply to the bank, being paid at certain charges. Of course, it will be much easier and getting higher probability of passing the application with our experience.